5 Factors That Decide Your Credit Score

Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: 1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history.Credit Cards photo credit: Andres Rueda photo credit: Andres Rueda 2. How much you owe. If youowe a great deal of money on numerous accounts, it can indicate that you are overextended. However, it’s a good thing if you have a good proportion of balances to total credit limits. 3. The length of your credit history. In general, the longer you have had accounts opened, the better. The average consumer's oldest obligation is 14 years old, indicating that he or she has been managing credit for some time, according to Fair Isaac Corp., and only one in 20 consumers have credit histories shorter than 2 years. 4. How much new credit you have. New credit, either installment payments or new credit cards, are considered more risky, even if you pay them promptly. 5. The types of credit you use. Generally, it’s desirable to have more than one type of credit — installment loans, credit cards, and a mortgage, for example. For more on evaluating and understanding your credit score, visit www.myfico.com.

Properties in Braddock District

Welcome to 5463 Lighthouse Lane in Burke, Virginia! Nestled in the Lake Braddock neighborhood, this charming 3 bedroom, 2 full and 2 half bath townhome delivers classic design, enduring quality, and loving maintenance.

5463 Lighthouse Ln

A tailored brick and siding exterior, two assigned parking spaces, a courtyard-style patio deck and fenced-in yard, hardwood floors, warm and neutral paint, designer lighting, and an abundance of windows are just some of the features that make this home so appealing, while the room for growth and improvement creates a unique and unbeatable opportunity. Marble toned tile flooring welcomes you home and transitions to rich hardwoods in the living room where twin windows stream natural light. The adjoining dining room harbors ample table space and a sliding glass door opening to the deck with descending steps to a verdant lawn, storage shed, and privacy fencing—seamlessly blending indoor and outdoor entertaining or simple relaxation. Back inside, the sparkling, updated kitchen will please the enthusiastic chef with gleaming granite countertops, 42" cabinetry, decorative backsplash, and quality stainless steel appliances including a gas range, while a peninsula counter with bar-style seating is the perfect spot for daily dining and a powder room adds convenience and complements the main level. Upstairs, the primary suite boasts a private bath with a basin sink vanity, a step-in shower, and tile flooring and surround. Down the hall, two additional bright and cheerful bedrooms share easy access to the well-appointed full bath with tile flooring and tub/shower surround. The lower level family room is designed for relaxation in front of a wood-burning fireplace, and, combined with an additional powder room, can serve as a fourth bedroom, home office, learning center, or whatever your lifestyle demands. A laundry center with loads of storage space and two assigned parking spaces complete the comfort and convenience of this wonderful home. All this can be found in a peaceful community-centered neighborhood with diverse shopping, dining, and entertainment choices available in every direction including Kings Park Shopping Center. Commuters will appreciate the close proximity to Braddock Road, the Fairfax County Parkway, I-495, Express Lanes, the Rolling Road VRE train station, bus stop to the Pentagon and Metro, and other major routes. Outdoor enthusiasts can take advantage of nearby Wakefield Park Recreation Center and Lake Accotink Park providing miles of nature trails and a 100-acre lake. For enduring quality in a vibrant location, you’ve found it. Welcome home! [Lake Braddock - $530,000]

Welcome Home to 7900 GOSPORT LANE in the popular Ravensworth community of Springfield, VA! This UPDATED split level single family home with NO HOA, featuring 4 Bedrooms & 2 bathrooms, is ready for new owners! You will LOVE the curb appeal of this well appointed home on an attractive corner lot with ample yard space to garden, play and entertain! The lot features an IN -GROUND IRRIGATION SYSTEM and expanded driveway with room for 3+ cars and covered CARPORT.

7900 Gosport Ln

As you enter the light-filled home, you will notice the beautifully NEWLY REFINISHED HARDWOOD FLOORS and FRESH NEUTRAL PAINT throughout. The main living space features a cozy wood burning fireplace in the living room, formal dining room with updated lighting, expansive family room with updated recessed lightning , new carpeting and huge gas fireplace with impressive mantel for all of your photos and treasures. From the family room, you can access the carport as well as the backyard and side patio. The kitchen is fully functioning with newer dishwasher and refrigerator & provides an opportunity for your own finishing touches and personalized style. Up a few steps are 3 bedrooms and a full hall bathroom. The lower level of the home offers a primary bedroom and en-suite NEWLY REMODELED primary bathroom, additional bonus/office room and utility/ laundry room. 
This home's LOCATION is fabulous -- a commuter's dream to 495/66/395 to Tysons, Washington DC, Pentagon, Ft. Belvoir, and nearby Metro and VRE stops. Enjoy the Audrey Moore Recreation Center across the street, Lake Accotink, nearby parks, walking/biking trails, close by shopping, restaurants, Springfield Town Center, all within easy reach. Located in the top rated FCPS Lake Braddock school pyramid. Home updates include: NEW ROOF 2021, NEW WATER HEATER 2021, NEWER DISHWASHER & REFRIGERATOR, and more. Look no further --YOU ARE HOME!! [Ravensworth - $685,000]

Welcome to your cozy condo nestled in the heart of West Springfield! This charming 1-bedroom, 1-bathroom condominium exudes character and warmth.

5820 Royal Ridge Dr #R

Conveniently located in a vibrant neighborhood, this condominium offers easy access to a number of amenities. With public transportation just steps away, exploring the area has never been more convenient. Located less than 2 miles away from the restaurants and shops at Old Keene Mill Shopping Center and Cardinal Forest Plaza. A/C & Air Handler (2016). Don't miss this opportunity to own it. Schedule a viewing today and experience the timeless appeal of this charming condominium! [Tivoli - $199,999]

Welcome to 8607 Canterbury, a stunning 4-bedroom, 2 1/2-bathroom home nestled in Annandale's coveted Canterbury Woods neighborhood.

8607 Canterbury Dr

Boasting a prime location with easy access to 495, this home is a commuter's dream, just steps from the Metro Bus Stop with convenient bussing to various locations, including directly to the Pentagon. As you step inside, you'll be greeted by a beautifully maintained interior featuring shining wood floors that were just refinished, adding a touch of elegance to the space. The carport has been thoughtfully converted into a wonderful screen porch area, perfect for enjoying the outdoors in a comfortable, bug-free environment—ideal for Florida-room style living. This space can easily be converted back to a carport if desired. The home's spacious layout offers ample closet built-ins, providing plenty of storage options. Outside, the beautiful flat backyard is a gardener's paradise, adorned with countless azaleas and flowering perennials, creating a tranquil oasis for relaxation and entertainment. Additionally, residents of Canterbury Woods enjoy access to neighborhood amenities, including a swimming pool located less than one block away, adding even more value to this already outstanding property. If you're looking for spacious living in a prime location, 8607 Canterbury is the perfect place to call home. Schedule a showing today before it's gone! [Canterbury Woods - $798,000]

Long-time owner has fastidiously cared for this beautiful 3-level split sited on gorgeous and secluded near 1/2ac lot backing to trees*Welcoming foyer leads to spacious living room with gleaming hardwood floors and mantled, brick wood-burning fireplace*Dining area has hardwood floors with french doors to 23x17 slate patio, amazing yard and firepit*Adorable, vintage kitchen is in very good condition*Upper level boasts gorgeous newly refinished hardwood floors, three nice-sized bedrooms and updated full bath*Walkout lower level has expansive rec room with new LVP flooring,newly remodeled full bath and large storage/laundry room*$90K+ in recent improvements to include lower level bath renovation ('24), refinished hardwoods and LVP installation ('24), water line from main to house ('22), W/D ('19), HVAC and HWH ('17), chimney repair and chimney cap ('15), roof with architectural shingles ('13), vinyl siding, downspouts and gutters ('03) Anderson replacement windows and french doors ('02)*Easy access to major routes, bus lines, shopping, dining and parks and rec areas.

7902 Ellet Rd

Welcome to a beautiful home In the desirable Kings Park neighborhood.

5310 Kings Park Dr

Mature Trees are abundant. This home offers an ample indoor and outdoor living space with 5 bedrooms, 3 full bathrooms. The Primary Bedroom with full bath is located on the main level. Once Inside this spacious Cape Cod, you will be impressed with how much living space this home offers: 1500 square feet total between the main floor and second floor, with an additional 400 square feet of finished space in the basement. This home has had a recent facelift. Freshly paint throughout the entire home. The Kitchen and bathrooms have been upgraded. Hardwood Floors throughout the main and upper floors adds elegance and charm. There are 5 ceiling fans in the home to add comfort. The finished basement has a walkout sliding glass door that leads to a covered patio and large back yard. The yard is ideal for entertaining, ball throwing, playing and pets. This home is truly move in ready! What are you waiting for? Tour this home today to see for yourself! Almost forgot - NO HOA FEES! [Kings Park - $775,000]

Offer deadline Tuesday 4/30/24 at 12 noon*Location Location Location! Charming 3-level split with garage sited on nice-sized lot*Light and bright thruout*Large living room with picture window*Dining room with doors to covered porch, deck and fenced yard*Updated eat-in kitchen with stainless steel appliances, hard surface countertops, ceramic tile floor and bay window overlooking yard*Three bedrooms and one full bath upstairs with 1/2 bath off primary bedroom*Walkout lower level boasts spacious rec room with brand new carpet, BR #4, full bath and laundry room*The screened-in porch and large, fenced backyard are perfect for gardening, enjoying your morning coffee or entertaining family and friends*Freshly painted interior*Conveniently located inside The Beltway near major commuter routes, bus lines and plenty of shopping and dining options*Lake Accotink, parks and hiking trails just minutes away*You won't want to miss this gem!.

7808 Kalorama Rd

A rare find, this spacious condo in the sought after Tall Tree South community boasts vaulted ceilings that expose the natural wood creating a spacious and modern feel.

4903 Americana Dr #208

The entire home is freshly painted (2024) and the calming, neutral color reflects the abundance of natural light coming through the floor to ceiling windows. Deep mahogany-colored floors extend throughout the entire space, highlighted by updated ceiling fixtures. The kitchen has been renovated with modern countertops, shaker-style cabinets, and stainless steel appliances. The bar height counter offers additional guest seating, and extra prep and serve space to host friends and family. The full bathroom was updated to include vanity, mirror, lighting, flooring, tub and tile. The primary bedroom is generously sized and features a double-size closet for ample storage. You’ll enjoy morning coffee on the expansive balcony offering a birds eye-view of blooming-blossom trees. The HVAC has been professionally maintained with seasonal inspections to ensure optimum efficiency. Take advantage of the outstanding value this home offers, as the condo fee covers most utilities including: Natural Gas used for heating, cooking and hot water year round. Trash, water, and sewer are also covered. Convenience is at your fingertips, as you'll have easy access to the secured and well maintained laundry facilities and private extra storage making daily tasks a breeze. No parking hassles, with 2 parking permits and a visitor pass. This pet-friendly community features dog walk paths and pet stations, making it ideal for pet owners. Residents and their guests can also enjoy the pool exclusively, perfect for those hot summer days. Additional amenities include a charcoal grill and picnic tables near the Tot Lot Playground. Conveniently located near the direct overpass with access to Wakefield/Audrey Moore Rec Center and the Cross County Trail with over 40 miles of hiking and biking trails weaved throughout the county. And it’s just a short distance from INOVA Fairfax and Northern Virginia Community College. Commuting is a breeze with easy access to major roads, including I-495, I-66, and I-395, as well as public transportation. [Fairfax Heritage - $225,000]

Beautifully updated and modernized split level home in Fairfax.

11105 Byrd Dr

NO HOA!! Enormous and fully fenced backyard perfect for barbeques and/or fur babies. Inside, the home has been tastefully upgraded to have all of the must have modern conveniences such as a wall unit fireplace, large walk in closet in the primary suite, elegantly RE-designed primary en suite bathroom, hidden office for privacy while working from home, recessed LED lighting throughout. The family room is pre wired for an overhead projection tv and pre plumbed for a wet bar. Brand New Water Heater just installed. Check out the extra storage under the Main Level - accessible from the Utility room. There is nothing left to do but move right in and start unpacking. [Fairfax Villa - $740,000]

Welcome home to this lovely and expansive split foyer house in the sought after Middleridge community.

10707 Deneale Pl

Situated on a large lot off of a cul-de-sac, this extraordinary yard has been lovingly landscaped and boasts extensive hardscape and an in-ground pool. The bright entryway leads up to a large living and dining room expanded by a beautiful open, sun-room/breakfast room addition which bathes the eat-in kitchen and back of house in light. The kitchen has updated 42" custom cabinets, granite countertops and new luxury vinyl floors. The main level extends to a large primary bedroom with a walk-in closet and TWO en-suite full baths. (You don't have to share your bath with your partner!) This floor is rounded out by two good-sized bedrooms and a full hall bath. In the lower level family room where the hardwood floors extend, you can get cozy by the brick wood-burning fireplace or test your skills at the pool table. An additional LARGE fourth bedroom and renovated full bath complete the lower level living spaces. There is plenty of room for a workshop in the laundry/utility room on this floor. Off of the sunroom you walk out to the composite deck area with extensive terraced landscaping. Its a wonderful place to serve an alfresco meal or wander up the wide composite staircase to the in-ground pool set in the grassy, park-like, secluded back yard. The garage is large with a huge secondary area for storage or working out. The yard is fully fenced and has an in-ground irrigation system to keep the grass and landscaping watered and looking lush. This location can't be beat, with easy access to shopping, restaurants, GMU and major commuter routes. Updates: 2023 Roof, Hot Water Heater, Kitchen LPV flooring 2020 Main Floor Carpet Replaced 2019 Sunroom, Bay, and Casement Windows Replaced 2018 Driveway Repaved 2016 Trex Deck, Retaining Walls, and Front Walkway Installed [Middleridge - $965,000]

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Will Nesbitt

View posts by Will Nesbitt
Will is the principal broker of Nesbitt Realty and Condo Alexandria. He is licensed in anywhere in the Commonwealth of Virginia, but focuses on those communities found in and around Alexandria, Arlington, Mount Vernon and Springfield/Franconia. Will has been involved in real estate management, sales and investment for more than twenty years. He is a veteran of the U.S. Army. While in the army, he studied Russian at Monterey's Defense Language Institute. He is also a "veteran of the dotcom wars" and built most of the sites associated with NesbittRealty.com Will currently resides in Belle Haven Estates just outside Old Town, overlooking New Alexandria. He is a former president of the Mount Vernon Youth Athletic Association and founded the Alexandria Fun with Friends Group. Will is the author of BattlestorM, a tabletop fantasy game, which was published by Ral Partha Publishing in the late '90's, and Arthur's Realm, a boardgame available at the Gamecrafter.