5 Factors That Decide Your Credit Score

Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: 1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history.Credit Cards photo credit: Andres Rueda photo credit: Andres Rueda 2. How much you owe. If youowe a great deal of money on numerous accounts, it can indicate that you are overextended. However, it’s a good thing if you have a good proportion of balances to total credit limits. 3. The length of your credit history. In general, the longer you have had accounts opened, the better. The average consumer's oldest obligation is 14 years old, indicating that he or she has been managing credit for some time, according to Fair Isaac Corp., and only one in 20 consumers have credit histories shorter than 2 years. 4. How much new credit you have. New credit, either installment payments or new credit cards, are considered more risky, even if you pay them promptly. 5. The types of credit you use. Generally, it’s desirable to have more than one type of credit — installment loans, credit cards, and a mortgage, for example. For more on evaluating and understanding your credit score, visit www.myfico.com.

Properties in Braddock District

Updated brick front 2 level home on a quiet street located in the Woodson school pyramid Large screened in porch at rear of the house.

4303 Argonne Dr

Over 2,900 finished square feet and a beautiful fully fenced 1/3 acre backyard with mature azaleas, trees and plantings. Shed on the side of the house for additional storage. Huge living room with wood burning fireplace and picture window overlooking front yard. Separate dining room. 5 bedrooms 3 full baths. Hardwoods on main level, new carpet lower level and main level bedrooms 2022. New Quartz countertops in kitchen. Updated bathrooms. Custom large sliding glass door from kitchen to deck. Lots of natural light pours into this home. Replacement windows throughout. French doors from dining room to screened porch and deck for morning coffee and outdoor entertaining. Deck can also be accessed from custom oversized sliding glass door from kitchen. Walk out lower level with kitchenette, 2nd fridge (works, but AS IS), large rec room, 2 bedrooms, full bath, laundry/storage room . Wood burning stove in rec room. Sliding glass door from lower level to outdoor covered entertaining space. New concrete steps and path up to house 2021. Move in ready and no HOA. OPEN Saturday August 20, 2-4 PM Rutherford neighborhood has an online social media site Vienna Metro just 4 miles away Express bus to Pentagon stop is just 2 blocks away Rutherford Pool and park/trails short distance Many shops, restaurants and amenities nearby. Close to Mosaic shopping center, Fairfax Hospital and Trader Joes. Little Run Elementary, Frost Middle, Woodson HS [Rutherford - $799,000]

Updated Colonial on quiet cul-de-sac.

10723 Acorn Knoll Ct

Attractive 3 level home has been freshly painted. Step into the foyer and into the light spacious living room with hardwood floors, a brick fireplace and access to formal , separate dining room. Remodeled Eat-in kitchen with new white cabinets and quartz countertops. Recessed lighting and new ceramic tile flooring. New stainless steel appliances and recessed lights in kitchen. Breakfast area for informal family meals. Kitchen opens into family room with glass sliding door to the renovated deck overlooking the back yard. Upper level has new carpeting 2022. Primary bedroom and renovated bathroom. 3 additional bedrooms. Hall bathroom is renovated and has a sky-light. Walk-out Lower level with a newly carpeted recreation/game room, recessed lights, and a sliding glass door to a patio. The laundry area has a washer/dryer and a sink located in the utility room. Access to the one car garage is from the main level family room. New door and opener. Garage is shelved. Recent deck. Idyllic, private yard with mature plantings and fringed with trees. Sought after Burke Centre Community with 5 pools, tennis and pickle ball courts. Club houses/community centers. Trails, basketball courts, playgrounds and tot lots offered throughout the area also. VRE station in Burke is approx 2.2 miles away with a stops at Crystal City, L'Enfant Plaza and Union Station. Commuter Bus stop on Oak Leather to Pentagon and other locations. Many shops, restaurants and amenities in the area. Open Saturday 8/20, 2-4 pm [Burke Centre - $775,000]

Presenting Cardinal Forest at its very best! This meticulously updated 5 bedroom, 3 full bath residence located in a cul-de-sac is a gem! From the moment you pull up to this beauty you will be awed by its lovely curb appeal.

7711 Carrleigh Pkwy

A stunning light filled floor plan that offers updates galore from gleaming hardwood floors, fresh paint, lavish finishes, recessed lighting, new light fixtures, new HVAC, new windows, new roof and more! The gourmet kitchen features a peninsula, breakfast bar, white shaker cabinets, quartz counter-tops, subway tile backsplash, stainless steel appliances-gas cooking. Spacious living area and separate dining – great for gatherings. The main level includes an enchanting master with luxurious full bath. Two more bedrooms each offering its own dose of charm and a second stylish full bath right down the hall. The fully finished walk-out lower level includes trendy ceramic tile flooring and a recreation area for entertaining with cozy wood burning fireplace. Two nice size bedrooms and posh full bath. Laundry with full-size washer and dryer. This homes enormous backyard is everything! A great size trek deck, perfect for barbecues and a breathtaking yard that backs to scenic greenery. You will absolutely love your new neighborhood, full of friendly, welcoming neighbors. Cardinal Forest has No HOA! Carrleigh Parkway Park provides access to Accotink Lake Park offering miles of walking and biking trails. Top rated West Springfield High School pyramid has Cardinal Forest Elementary and Irving Middle School. Two swimming pools (Walden Glen and Rolling Hills) nearby and memberships are available. Super commuter options with easy access to I-95, I-395, i-495, Fairfax County Parkway, Springfield/Franconia Metro, VRE, Fort Belvior, Regan National Airport, and the Pentagon. Within minutes of the Springfield Golf and Country Club, Shopping and Restaurants! Welcome home! [Cardinal Forest - $739,888]

MAIN LEVEL, ONE BEDROOM, ONE BATH CONDO WITH BONUS ROOM/DEN .

5812 Cove Landing Rd #203

. Huge Price Reduction for quick Sale!! The two rooms are separated by the living room, which opens onto a private balcony perfect to ..VIEW OF LAKE The home features granite countertops, SS appliances , an in-unit washer and dryer, and wood floors and new paint throughout. One assigned parking spot and plenty of additional unassigned parking. Burke Cove has access to fabulous amenities including a large lake, community centers, pools, tennis courts, tot lots, park areas, and nature paths. Less than 1 mile to Burke Centre VRE, Farmers Market and multiple shops and restaurants. [Burke Cove - $264,990]

*PRICE REDUCED $204,500****OPEN HOUSE ON AUGUST 19, ** 2 TO 5pm**NICE TENANT OCCUPIED ** LEASE EXPIRED** GREAT FLOOR PLAN & LIGHT & BRIGHT INSIDE ** UPDATED KITCHEN AND BATH.

4267 Americana Dr #4267e

*EASY WALK IN TO THE FIRST FLOOR UNIT #103 NO STEPS TO THE UNIT LARGE BALCONY OVERLOOKED TREES ***HARDWOOD FLOORS***LIVING ROOM AND ONE OF TWO BEDROOM ***MINUTES TO THE RESTAURANTS GROCERIES *** EASY ACCESS TO EVERY MAJOR HIGHWAY EASY TO 459, 236 (LITTLE RIVER TPK 395 AND I66 DC, & PENTAGON BUS STOPS RIGHT FRONT OF CONDO COMPLEX **LOCATION, LOCATION LOCATION**WONDERFUL COMMUNITY WITH GREAT AMENITIES ** GAS HEAT COOKING AND WATER INCLUDED IN CONDO FEE**PLANTY OF PARKING LOTS * MINUTES TO DC AN TYSON CORNER DC & MD *** SUPER LOW CONDO FEE INCLUDED EVERYTHING EXCPT. ELECTRICTY **POOL, TENNIS BASKETBALL ALL IN WALK-IN DISTANCE**BIKE PATH CLOSE TO SHOPS** RESTAURANTS & METRO BUS STOPS ACROS STREET ** ANY QUESTIONS PLEASE CALL LISTING AGENT ** [Fairfax Heritage - $204,500]

Beautiful townhome in Burke! Gleaming hardwood floors, bay window & decorative crown molding.

5766 Walnut Wood Ln

Upgraded kitchen with maple cabinets & newer appliances. Finished basement with rec room and guest suite with full bath. Fenced in rear yard with patio, deck and wooded views, perfect for BBQs! Walking distance to the pool! NEW CARPET(2022), ROOF(2019). HVAC(2019). APPLIANCES(2020). WINDOWS(2020) except Bay Window. [Burke Centre - $555,000]

Located in Fair Chase, a community with amenities within and outside the community, you have made it home on Englemeade Drive.

12004 Englemeade Dr

This luxury interior unit townhome is impressive and spacious with over 2,200 square feet of living space. Enjoy the great outdoors neighborhood scenic views from the deck or from the fenced in yard and patio downstairs. As you step up on the porch and turn the key of the black door with the gold hardware locking system, you are greeted by the 2 story foyer with a picture window overlooking Englemeade Drive. When you unlock the front door to begin the tour of the large open foyer with a handrail that’s open with a view of the main level. While in the foyer, there is also a closet and a split level staircase, to the main or to the basement level. On the main level, to the left, you are greeted by a half bathroom, formal dining room and a living room with hardwood flooring. In the formal dining room, there is crown molding, chandelier, a two sided fireplace, and two columns that separates the living room and dining room. The living room features crown molding, hardwood flooring, large windows and a handrail open to the foyer below. As you exit the dining room, you enter into a gourmet kitchen. The kitchen features granite countertops with a double bowl undermount sink, light maple cabinets with chrome hardware knobs, black appliances: gas stove, dishwasher, built-in microwave Additionally, the kitchen features a pantry and a bar with space for several barstools, and a kitchenette area with a patio door that overlooks the deck and backyard. In the breakfast area, there is the other side of the two sided fireplace from the dining room. There are built-in shelves for books and/or accessories. The family room features new carpet, ceiling fan, several double hung windows, a gas fireplace with tan marble surround and white mantel, mounted smart flat screen TV, surround system, speakers throughout the room and sound bar. After exiting the family room, there is a door leading to the large two car garage with ample storage space. As you walk up the staircase to the bedroom level of the home, there are double doors to the laundry room and to the right is the door leading to the owner's retreat. The owner’s suite features three large windows, a large walk-in closet and an owner's bathroom. The owner’s bathroom features ceramic floors, double sinks in a large vanity, water closet, a chrome surround shower, and a large soaking tub. The bedroom level features two additional bedrooms with ample closet space, an additional full bathroom. Finally to the basement, the final level of the home. The basement features a recreation room with a fireplace, a full bathroom with tub/shower combination, and a patio door leading to the pavers and fenced in backyard and a door to the two car garage. Recent updates include: new windows, hot water heater, air conditioning unit and furnace (HVAC). The Fair Chase community features several amenities: a clubhouse, fitness center, swimming pool, 3 tot lots and side walks. Close to I-66, I-495, Fairfax County Pkwy, Fort Belvoir, Dulles Airport, Wegmans, entertainment, restaurants and more. [Fair Chase - $729,000]

** Home is currently rented through 8/1/2023.

5420 Crows Nest Ct

** This SPACIOUS 3 bedroom, 3.5 bathroom TOWNHOME comes with *TWO* ASSIGNED PARKING SPACES! This townhome boasts HARDWOOD and tile throughout the main level! Enjoy a FORMAL DINING SPACE and EAT IN SPACE, FIREPLACE in the family room and a HALF BATH ON THE MAIN FLOOR! Off the family area, find your COZY, FULLY FENCED PATIO with BRICK PAVERS! All bedrooms are upstairs! Downstairs, entertain in your fully finished basement or use it as an additional living space with the full size bath. Enjoy the community and all it has to offer, a COMMUNITY POOL, PARK, TRAILS and more! This property is ideally located, with close proximity to Lake Royal, numerous shopping, dining and major COMMUTER transportation options. [Glen Cove - $525,000]

Sit on The Deck and Overlook the Pool in This Beautiful Brick Front Garage, No other homes behind you here.

11581 Laurel Lake Sq

Home Features Gleaming Hard Wood Floors on The Main Level, Granite Counters, Upgraded Cabinets, Pendent Lights, Huge Island, Tile Backsplash, Fireplace in Lower-Level Rec Room, All Bedrooms Boast Vaulted Ceilings, Its Own Luxury Bath with Wonderfully appointed fixtures, Tile Surround on Walls and Flooring in Shower, They Even thought of a Rubberized Flooring for the Garage. Great Location Just Off Route 50 and Close to The Government Center and Route 66 [Random Hills Land Bay - $679,900]

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5009 Prestwick Dr

97 ac with Raised Ranch house in sought after neighborhood of Brecon Ridge. Approximately 3892 sq ft plus 598 sq ft. Garage. Large living room has a wood burning fireplace. Family room and lower level recreation room have gas fireplaces. Hardwood floors on main level; carpet throughout the lower level. 2 bedrooms and an office on the lower level. 3 bedrooms on main level. Master bedroom has a walk in closet. 3 full bathrooms - 2 on main level and 1 in lower level. French doors to back yard on lower level. Extra large laundry area on lower level with door to outside. Space for workshop in Laundry Area. Granite counters in kitchen ; new electric range with black ceramic cooktop ; SS refrigerator w lower freezer; and SS dishwasher. Enjoy the large screened porch off the family room. Easy access to nearby Shopping, George Mason University, Fairfax Country Club. The Interior has been freshly painted. [Brecon Ridge - $1,150,000]

Home Finance, , , ,

Will Nesbitt

View posts by Will Nesbitt
Will is the principal broker of Nesbitt Realty and Condo Alexandria. He is licensed in anywhere in the Commonwealth of Virginia, but focuses on those communities found in and around Alexandria, Arlington, Mount Vernon and Springfield/Franconia. Will has been involved in real estate management, sales and investment for more than twenty years. He is a veteran of the U.S. Army. While in the army, he studied Russian at Monterey's Defense Language Institute. He is also a "veteran of the dotcom wars" and built most of the sites associated with NesbittRealty.com Will currently resides in Belle Haven Estates just outside Old Town, overlooking New Alexandria. He is a former president of the Mount Vernon Youth Athletic Association and founded the Alexandria Fun with Friends Group. Will is the author of BattlestorM, a tabletop fantasy game, which was published by Ral Partha Publishing in the late '90's, and Arthur's Realm, a boardgame available at the Gamecrafter.