You’ve been prequalified … what now?

I met with a first-time buyer over the weekend. She was prequalified by her lender. Prequalifying helped frame her choices. It’s a waste of time and energy to look at homes that are outside of the budget, so prequalification is the first step for any home buyer. Here are the steps that we’ll be taking on the road to home ownership.3D Realty Handshake

  1. Tour properties — We took a top level tour of some of the properties that are in her
    budget. This gives the client something concrete and real to think about so that she can decide whether this home ownership thing is for her or not. In addition to the units we saw, I can think of a number of places that would also fall within this client’s budget and still offer a very reasonable commute to Ft. Belvoir. But I wanted to get her impressions of these places before going on a bit deeper.
  2. Revisiting — We’ll revisit those communities that hold the greatest interest and look at everything available in those communities.  (So far we just did a top level search.)
    • A few more choices — If none of these really feel right, we’ll find a few more to consider and continue with the search.
  3. Make an offer — When we’ve found the property that stirs the soul, fits the budget and feels right, I’ll write up an offer. At that time I’ll collect “earnest money”.
    • The earnest money is evidence that the seller is serious about the purchase and is held in escrow until the sale is completed. We’ll submit a preapproval letter, a copy of the earnest money deposit and the signed offer for the seller to consider.
  4. Negotiations — Sometimes there is a difference between the asking price and the selling price. The selling price is determined by negotiation. We’ll pass drafts of the contract back and forth until the buyer and seller have agreed on all terms.
  5. Loan processing — Julie at Condominium Mortgage will then collect documentation from the client. This documentation will serve the purpose of proving the representations made in the loan application process. The buyer will produce pay stubs, bank statements etc. Julie will also order an appraisal as required by all lenders.
  6. Settlement — Settlement is the word used to describe the actual transfer of ownership. We’ll settle on the property in a timely fashion on an agreed upon date. Settlement will occur at a title company’s office and a settlement agent will ensure that funds are present as is marketable title.
  7. Ownership — Here’s where the fun begins … as does the responsibility of home ownership.

Properties in Fort Hunt

2324 Lakeshire Dr

Welcome home to this stately colonial in desirable community, Manors at Mount Vernon. Open concept floor plan has lovely updated kitchen with island, white and gray cabinets, stainless appliances, granite countertops and breakfast nook with large window, open to family room. Family room boasts soaring, vaulted ceilings with skylights, wood-burning fireplace and a wall of french doors and windows leading to your very own, private pool! Pool was completely refreshed in 2016 and is surrounded by lovely landscaping. Upper level owner's suite features walk-in closet and ensuite bath with separate shower, whirlpool bath and dual vanities. Renovated, modern, hall bath. All new carpet on upper level. Recreation room features large office or optional 5th bedroom, recently renovated full bath, large recreation area and plenty of unfinished storage. HVAC replaced in 2015 and hot water heater in 2016. Excellent proximity to 495, GW Parkway, Ft Belvoir, Amazon HQ, Old Town and National Harbor! Minutes to Fox Hunt Park, Belle Haven Country Club, dog park, INOVA Hospital and more! [Manors At Mount Vernon - $925,000]

8411 Fort Hunt Rd

This sun filled split level sits within the desirable and timeless Waynewood community. This beautiful open concept home features 6 bedrooms and 3 full bathrooms. Upon entering this home you?ll immediately notice the refinished gleaming hardwood floors on the steps up through the upper-level living room and bedrooms. During those cold days you can enjoy the woodburning fireplace on living room or in the lower-level spacious family room. The kitchen offers you Corian counters, stainless steel appliances, plenty of storage within the custom cabinetry, a built-in desk area, and breakfast bar. A separate dinning room is right off the kitchen. The bedrooms size will not disappointment you, you?ll find 3 bedrooms on the upper level and 3 bedrooms on the lower level. The upper-level hallway bathroom has been fully remodeled with a walk-in shower, the master bath has a soaking tub for those long days, the 3rd full bath is conveniently located by the lower-level bedrooms. Access to the fenced yard is right off the kitchen or lower-level family. The large laundry room is perfect for the extra storage. The yard is a perfect size with parts of the yard having freshly sodded, concrete patio, matured trees including a lemon tree. Perfect place to create a private oasis. Roof 3 years old. The shed and fire pit convey ?as-is?. A little about Waynewood community for those who do not know, is an amazing neighborhood. With a community pool, tennis courts, and basketball court access. This property comes with a grandfathered membership to the community pool. No need to be on a long waiting list for membership, it comes with the house and the membership has been paid till April 2020. You can enjoy life right off the Potomac River and take advantage of the beautiful bike and walking trail along the scenic George Washington Memorial Parkway. Enjoy picturesque commuting options to Old Town, the District, Fort Belvoir, and the Pentagon. Shopping and restaurants are found close by at the Hollin Hall Shopping Center. Home is being sold AS-IS with a Home Warranty. Don?t miss the opportunity to live in this sought-after neighborhood. [Waynewood - $700,000]

8818 Fort Hunt Rd

Incredible opportunity to own this large split foyer home moments away from Fort Hunt Park. Enter through a gracious columned porch to a wide entry foyer. A short flight of steps reveals a bright open living, and dining area with gleaming refinished hardwood floors. Large remodeled kitchen (2002) with kitchen island will delight your inner chef complete with gas stove, separate wall oven, large stainless steel sink and an abundance of counter space and cabinet storage with adjacent serving pantry. French doors then lead to a large sunroom with ceramic floors and views of the expansive back yard. Continue down the hallway to find the principal bedroom with ensuite bath, 2 additional bedrooms and hall bath. All rooms have large impressive closets. The sunlit lower level is fully finished and just below grade providing for a wonderful rec room/family room with half bath and walk out stairs to the backyard. A large fourth bedroom with cedar closet and laundry room complete this level. Historical Fort Hunt Park provides for ample outdoor recreational enjoyment with summer concerts and trails. [Potomac Valley - $645,000]

1806 Shenandoah Rd

Welcome to 1806 Shenandoah Road in Alexandria, Virginia! This enchanting 2 bedroom, 1 bath rambler home is situated on a quiet street in the Hollin Hall Village neighborhood and has been lovingly maintained. A tailored brick and siding exterior, detached garage and storage shed, patio and fenced-in yard, spacious room sizes, warm hardwood floors, custom built-in shelving, a neutral color palette, and an abundance of windows are just a few of the features that make this home so special. Fine craftsmanship begins in the foyer where hand-laid tile flooring and a solid etched wood door welcome you home. The spacious living room is highlighted by a bow window streaming natural light that illuminates a wood-burning brick fireplace serving as the focal point of the room. The sparkling kitchen is a chef's delight with floor-to-ceiling cabinetry, decorative backsplashes, a gas range, lighted ceiling fan, and a built-in breakfast bar. Further, the dining room offers plenty of space for both formal and casual occasions, as crown molding, chair rail, and a shimmering chandelier add tailored distinction. The adjoining family room/den harbors an exterior door opening to the patio with brick sitting walls, direct garage access with attached storage shed, and a lush and level backyard with privacy plantings seamlessly blending indoor and outdoor entertaining and simple relaxation. The light-filled owner's bedroom beckons with hardwood flooring, room for a sitting area, dual closets, and convenient access to the well-appointed hall bath with a furniture-style vanity, tub/shower combo, and spa-toned tile surround. Down the hall, an additional bright and spacious bedroom creates the versatile space to suit the needs of your lifestyle, while a laundry closet completes the comfort and convenience of this wonderful home. This lovely home is perfectly located near the George Washington Parkway, Route 1, I-495, Metro, and other major commuting routes. Nature enthusiasts will appreciate nearby Mount Vernon Trail, Williamsburg Manor Park, and the beauty of the majestic Potomac River right at your fingertips, while everyone will enjoy the ambiance of nearby historic Old Town Alexandria. For enduring quality in a vibrant location, you've found it. Welcome home! [Hollin Hall Village - $595,000]

9062 Tower House Pl

Grand custom brick colonial on a half-acre lot on the prettiest cul-de-sac around - simply gorgeous at night. The Tower House itself anchors the street and it's just a jewel of a neighborhood - where neighbors are neighborly - hidden nicely off the George Washington Parkway. Year round view of the Potomac from the top floor and winter views from the Main bedroom. It is spacious in general, with over 6,000 finished square feet, and can accommodate many people in different spaces - and in these unusual times it is especially nice when folks can spread out and not be on top of each other. Super kitchen with breakfast room is a nice gathering spot with a lovely family room with vaulted ceiling and fireplace attached. His and her offices, one is very private with gorgeous built-ins, pocket doors and spectacular light. Gracious dining room, a sweet sitting room with ample book shelves, a mud room, pantry and a powder room round out the wonderful main floor plan. Enjoy five upper bedrooms and three and a half baths (three full upstairs) and the master suite has two walk-in closets and extra space for a couch and chairs - just right for that parent retreat. The other four bedrooms are good size with nice closets and the laundry room is centrally located on the same floor. The top floor offers an enormous recreation room (or think Entertainment/Homework/Game Center for the kids) with an adjoining exercise area + more storage and a utility room. The well lit 1,550 square foot walkout basement is a combination of a finished office, roughed-in bath, a separate storage room and a tremendous amount of unfinished space. The three car side load garage has extra storage space. The covered front porch and the rear patio lead out to a large yard for playing or entertaining - a pool would work perfectly. This loved one-owner home is so close to the parkway for dog walking, biking, running and you can walk to all of it! There are at least four different swim clubs in the surrounding area to join and it is super convenient to the shopping center with Safeway, Village Hardware, Iconic Variety Store, a few dine-in restaurants, vet, hair salon, drugstore, women's boutique, dog store, bakery and a gas station. It is a 30-45 minute commute to downtown D.C. and it's hands down the prettiest commute on the East Coast. [Riverview At Mount Vernon - $1,450,000]

8012 Fort Hunt Rd

BRAND NEW construction to be built in 2021. Please call Craig Tadlock at T & S HOME BUILDERS FOR MORE INFORMATION 703-298-1156 . Quality built by T & S Home Builders. 4,180 SF (includes basement area), 5 bedrooms with 4.5+ baths and two car garage. Choose your cabinets, appliances, tile and wall colors. Finished basement with Rec Room, Br and bath will be an option. Upper level loft area with bedroom and bath will be an option at an added cost. Sample photos of possible new build attached. Displayed drawings are similar but not exact. Call to schedule for a tour of the sample house. Existing home sold as is to be torn down to build new home. [Hollin Hall Village - $899,900]

7910 Bayberry Dr

Welcome home to this gorgeous renovated Sherwood Hall 3 BR/2 full BA split foyer set on a beautifully landscaped lot. From the inviting front yard to the flat fenced in back yard, there is so much to love here! Just a few of the upgrades in the last 3 years include: roof, HVAC, kitchen cabinets, countertops, appliances, bathrooms, lighting, refinished floors and more! The upper level of this home boasts an open living/dining/kitchen area with great living space that flows into the huge screened in porch. Imagine entertaining in this area - you can social distance with plenty of outdoor space! There are 3 sizable bedrooms and a completely renovated full bath on this level. Downstairs boasts 2 living areas. Imagine a family room or guest room along with a den or office area. Use your imagination for all the space! You will also find a laundry room and a mud/storage area that leads to the back yard. The back yard is huge, flat and fully fenced! Note the great area for storage or play underneath the deck. Another great feature of this home is the location ?easy access to lots of shopping, dining and exercise options. You are minutes away from the local Safeway & shopping centers, Old Town Alexandria, Mt. Vernon Hospital, Ft. Belvoir and the Pentagon and bike path along the Potomac River. Commuters enjoy convenient bus service, a short 10 min. drive to the Huntington Metro, and easy access to Rt. 1, 495 and the GW Parkway. [Sherwood Hall - $625,000]

8013 Candlewood Dr

Lovely Expanded Family Home that is perfect for entertaining friends & clients. A Beautiful Great Room Bump out was added which offers a wall of windows, Cathedral Ceilings, Gas Logs, Lighted Crown Moldings and overlooks an impressively designed Oasis with pool & hot tub, and extensive hardscape and patios, grilling areas & planting beds bordered with curved brick pathways. Very tall privacy board fence encloses the entire back lot which also backs to Fairfax County parkland with walking trails. Both Dining Room & Kitchen were also expanded in size and allows for large gatherings. The Lower Level Rec Room offers a Wine Bar, a 2nd Gas Log Frpl plus Library Built-ins and leads out through a Sliding Door to a Lower Level Patio. Great setup for an in-law suite or for working from home! The expanded Carport accommodates up to 4 Vehicles. All this PLUS a Sprinkler System. HVAC 2018, HWH 2018 & Newer Roof plus a low maintenance Exterior. Room to grow, by finishing a LL 4th BR if needed. So control your own Pool schedule next summer and know that your swim season is extended with efficient Solar Water Heat. Candlewood is ideally located just a short distance to Old Town, D.C., Ft Belvoir, Huntington Metro and major commuting routes. Lovely community with large lots, top ranked schools and numerous recreational options just a short bike or car ride away. You feel like you are on vacation in this home! Do your virtual office work by the pool with Nature sounds from the Parkland behind. [Kirk - $799,000]

8415 Fort Hunt Rd

Priced to sell! With a little elbow grease you can transform this home that needs just a little TLC. An amazing opportunity to own a very affordable home, well positioned in Waynewood! Walking distance to both Waynewood Elementary (three blocks) and Carl Sandburg Middle School (half a block). This Saratoga model, built in 1962, needs just a little elbow grease to be transformed into a charming, cozy and lovely home, personalized to your taste and decorating style; a blank canvas for your creativity to run wild. Beautiful refinished hardwood floors on main and upper levels, an inviting wood burning fireplace - three levels, three bedrooms, two full bathrooms. Ceramic tile in family room, separate laundry room, lots of additional storage space, HVAC renewed in 2016. Level, expansive, professionally landscaped yard with patio for dining. Public transportation: M101 bus stop a few steps away, Huntington Metro within 5 miles, George Washington bike and walking path minutes away. Close to Fort Belvoir, Old Town and the District. [Waynewood - $569,375]

7821 Schelhorn Rd

$30k Price reduced for a quick sale, 0.77ac lot, house Sold AS-IS, 3bed 2full baths with 2car garage, New Roofing. [Hybla Valley Farms - $599,900]

For more information or to set up an appointment call Stuart at (703)765-0300.


Stuart Nesbitt

View posts by Stuart Nesbitt
Stuart Nesbitt is a Realtor® licensed in the Commonwealth of Virginia. His office is located in Fairfax County near the City of Alexandria in Belle Haven. He was born and raised in Northern Virginia and attended Fairfax County schools. Call him at any time to discuss your real estate needs.