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Category: The Jamieson

Luxury condos atop a hotel, with access to hotel services. [Find a condo at the Jamieson]

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Find A 1 Bedroom Garden-style Condo In Alexandria For $339,000

Photo of 309 Holland Ln #107 This 1 bedroom property is in Alexandria. You have several options when purchasing a residential property: a traditional single-family home, a townhouse, a condo, or a multi-family building with two to four units. If you're looking for a garden-style condo in the City of Alexandria, then 309 Holland Ln #107 might be for you. You might decide that renting is better for you than buying, because buying a home has its drawbacks. Talk to Nesbitt Realty to learn more about the advantages and disadvantages of buying real estate in the City of Alexandria. Continue reading

What to Know About Credit Scores

In preparation for buying a home, it's a good idea to understand credit scores. Credit scores range between 200 and 850, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:
  • Your payment history. Did you pay your credit card bills on time? Bankruptcy filing, liens, and collection activity also affect your history.
  • How much you owe and where. If you owe a great deal of money on numerous accounts, it can indicate that you are overextended. However, spreading debt among several accounts can help you avoid approaching the maximum on any individual credit line.
  • The length of your credit history. In general, the longer an account has been open, the better.
  • How much new credit you have. New credit—whether in the form of installment plans or new credit cards—is considered more risky, even if you pay down the debt promptly.
  • The types of credit you use. Generally, it’s desirable to have more than one type of credit—such as installment loans, credit cards, and a mortgage.
801 N Fairfax St #142, Alexandria 22314
$699,900
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Old Town North
2 bd
2 ba
941 sqft
On Site: 249 Days
Listing courtesy of McWilliams/Ballard Inc.

311 Lamond Pl, Alexandria 22314
$975,000
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Orchard Valley
4 bd
2 ba
2,212 sqft
On Site: 17 Days
Listing courtesy of RE/MAX Allegiance

1025 Bernard St, Alexandria 22314
$1,050,000
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Powhatan At Potomac Yard
4 bd
3 ba
1,917 sqft
On Site: 3 Days
Listing courtesy of Compass

See more in 22314

7 Reasons to Own A Home

  1. Tax benefits. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs involved in buying a home.
  2. Appreciation. Historically, real estate has had a long-term, stable growth in value. In fact, median single-family existing-home sale prices have increased on average 5.2 percent each year from 1972 through 2014, according to the National Association of REALTORS®.  The recent housing crisis has caused some to question the long-term value of real estate, but even in the most recent 10 years, which included quite a few very bad years for housing, values are still up 7.0 percent on a cumulative basis. In addition, the number of U.S. households is expected to rise 10 to15 percent over the next decade, creating continued high demand for housing.
  3. Equity. Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.
  4. Savings. Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.
  5. Predictability. Unlike rent, your fixed-rate mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will likely increase.
  6. Freedom. The home is yours. You can decorate any way you want and choose the types of upgrades and new amenities that appeal to your lifestyle.
  7. Stability. Remaining in one neighborhood for several years allows you and your family time to build long-lasting relationships within the community. It also offers children the benefit of educational and social continuity.
    7111 Sussex Pl, Alexandria 22307
    $1,499,000
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    Villamay
    5 bd
    3 ba
    4,024 sqft
    On Site: 8 Days
    Listing courtesy of TTR Sotheby's International Realty

    6614 10th St #J, Alexandria 22307
    $285,000
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    Belle View Condominiums
    2 bd
    1 ba
    763 sqft
    On Site: 73 Days
    Listing courtesy of Samson Properties

    6409 Potomac Ave, Alexandria 22307
    $849,900
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    New Alexandria
    4 bd
    2 ba
    2,055 sqft
    On Site: 3 Days
    Listing courtesy of McEnearney Associates, Inc.

    See more in 22307