Are renters in Falls Church required to purchase renter's insurance?

The Commonwealth of Virginia does not require that renters in Falls Church to purchase renter’s insurance. However, our leases require that renters purchase a renter's insurance policy to cover losses of the tenant's personal property due to theft, fire, renter negligence, or if someone is injured at the rental property. An owner’s insurance policy protects the rental dwelling from loss, but not the renter’s personal property if it is damaged, destroyed or stolen. Please contact your insurance agent to let them know that you are putting your property into service.

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