Are renters in Northern Virginia required to obtain renter's insurance?

The Commonwealth of Virginia does not require that renters in Northern Virginia to purchase a renter's insurance policy. However, leases prepared by our property managers require that renters obtain renter’s insurance which pays for losses of the tenant's personal property due to theft, fire, renter negligence, or if someone is injured at the rental property. An owner’s insurance policy protects the property from loss, but not the tenant’s personal property if it is damaged, destroyed or stolen. Please contact your insurance agent to let them know that you are putting your property into service.