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Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: 1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history.

photo credit: Andres Rueda photo credit: Andres Rueda 2. How much you owe. If youowe a great deal of money on numerous accounts, it can indicate that you are overextended. However, it’s a good thing if you have a good proportion of balances to total credit limits. 3. The length of your credit history. In general, the longer you have had accounts opened, the better. The average consumer's oldest obligation is 14 years old, indicating that he or she has been managing credit for some time, according to Fair Isaac Corp., and only one in 20 consumers have credit histories shorter than 2 years. 4. How much new credit you have. New credit, either installment payments or new credit cards, are considered more risky, even if you pay them promptly. 5. The types of credit you use. Generally, it’s desirable to have more than one type of credit — installment loans, credit cards, and a mortgage, for example. For more on evaluating and understanding your credit score, visit www.myfico.com.

Properties in Braddock District

PROPERTY IS AVAILABLE APRIL 16.

. ALL OFFERS WILL BE PRESENTED ON APRIL 23. SOLD AS IS. Please email the listing agent for all questions which will be responded to within 24 hours. This two-bedroom and one-bath unit is in good condition; located on the Ground Floor facing the vast landscape of the tot lot. Washer and Dryer in the unit; water is included with the Condo fee. The unit is privately located in the back and close to the playground, basketball, and tennis courts. HVAC needs service for possible repair and or replacement. Bus stops are just outside the complex. Very close to almost all amenities within the Fairfax, Burke, and Springfield areas. An ideal location and a very quiet and friendly neighborhood. [Tivoli - $250,000]

Absolutely adorable 4 bedroom 2 bath Cape Cod on quiet side street in the heart of Fairfax City! This classic Cape is overflowing with charm and character and features gleaming laminate wood flooring on the main level, a large living room with gas fireplace, an updated kitchen w/ stainless steel appliances and granite counters, a separate dining room that steps out to a deck, an oversized family room (or 4th bedroom) that joins a vaulted screened porch, and a spacious bedroom or den plus a full updated bath! The upper level features two large bedrooms, one with a large walk in closet and a remodeled full bath! Enjoy your peaceful and private backyard oasis with family and friends on your deck or screened porch! There's a shed plus lots of additional green space for gardening or a play set! The property is fully fenced for added security with pets or little ones! Enjoy the city life in the comfort of the suburbs! Old Town Fairfax City has so much to offer.

Walk to great restaurants, breweries, and wine bars. Walk to the 4th of July Parade and the Fall Festival. Walk to Farmer’s Markets. Enjoy Rock the Block festivities in Old Town Fairfax through the summer months where you can enjoy live music, a beer garden, food vendors, and more. Fairfax City is a short drive to anywhere in the DC Metro area (20 minutes to DC, 15 minutes to Arlington, 20 minutes to Alexandria, 10 minutes to Mosaic District, 25 minutes to Reston) [Westmore - $624,900]

OFFER DEADLINE 9:00 PM 4/16/24 - Nestled in the heart of Springfield, just moments from Braddock and the 495 interchange, this timeless 1960 brick front rambler stands as a testament to classic design and enduring craftsmanship.

Offered at a price point echoing townhouse affordability, this home invites you to embrace the nostalgia of its era, with the original floor plan beautifully preserved. The bathroom features pristine, vintage fixtures and a delightfully retro blue-tiled bathtub and surround. The warmth of home is epitomized in the cozy family room, where a gas-insert fireplace offers a glowing space that opens into a level backyard sanctuary. The backyard is fully fenced with a storage shed. The utility room extends a practical touch, boasting a workbench and accommodating washer & dryer duo. HVAC and Roof replacements in 2000, and a new water heater in 2014. This home is more than a residence; it's a slice of Americana, a living memory of the past, and your canvas for the future. Ravensworth has no HOA but you can join their civic association and/or their community pool, however both are optional and not required. [Ravensworth - $540,000]

Welcome to this perfect split level home in Fairfax, VA! This spacious 5-bedroom, 3.

5-bathroom home is located in the highly sought-after Woodson High School Triangle. The main level has been expanded to provide ample space for all your needs. Inside, you'll find hardwood floors throughout all levels, a Butler Pantry, stainless steel appliances, granite countertops, a breakfast bar, and a huge center island. The kitchen also boasts a wine cooler, range hood, and gorgeous backsplashes, making it a chef's dream. The upper level includes 4 bedrooms and 2 full baths. The main bedroom has its own ensuite bathroom and a walk-in closet. The lower level includes a brightly lit recreation room, a half bath, a bedroom, and a utility room. The front load washer and dryer make laundry a breeze. Home features a one-car port with a built-in storage shed, and a fenced-in backyard with lush green lawns, brick pavers patio, and landscaped garden beds, perfect for enjoying the outdoors -- perfect space for outdoor entertaining. With no HOA restrictions, you'll have the freedom to make this home your own. Don't miss out on this incredible opportunity to live in a beautiful home with all the amenities you could want. Contact us today to schedule a tour! [Springbrook Forest - $850,000]

Expected the market on 04/10/24.

This charming end unit brick townhouse offers an ideal combination of comfort, convenience, and style. Nestled in a serene community with an excellent school district, boasts a prime location with easy access to major highways, the VRE, Metro stations, as well as a plenty of shopping and dining options.(Whole foods, Target, Walmart, SEPHROA, Kohls, Peet's coffee,Cava and so on). This home has been impeccably maintained, ensuring a move-in ready experience for its new owners. Enjoy the timeless elegance of real hardwood flooring adorning the main level, hallway, stairs, and bedrooms. The open floor planed kitchen with brand new appliances, leading to a beautiful backyard oasis, ideal for hosting gatherings with friends and family, while children play safely in the fully fenced yard or at the adjacent playground. ***Recent Upgrade*** all-new paint throughout (inside and outside), brand new windows installed thorughout in October 2023, brand new kitchen appliances, a 2-year-old hot water system, brand new light fixtures, and HVAC systems less than 10 years old, ensures comfort and efficiency year-round. With its unbeatable location, recent upgrades, and ample amenities, this home presents a rare opportunity not to be missed. Schedule a showing today and make this your dream home! [The Timbers - $559,900]

Light, bright, & airy move-in ready three-level townhome with tons of upgrades! Gourmet kitchen with brand new quartz countertops, maple cabinetry, stainless steel appliances, and gleaming hardwood floors.

Brand new luxury vinyl plank flooring installed in living room, dining room, entire upper level, and finished lower level. Entire home freshly painted in designer tones! Recessed lights added in living room, kitchen, and rec room. Three spacious bedrooms on the upper level including a walk-in closet in owner's bedroom. New light & faucet fixtures replaced throughout. Fully fenced backyard backs to open community space - great for playing outdoors! Two assigned parking spaces (both numbered 5503) and plenty of guest parking. Lake Braddock features 2 newly renovated swimming pools, 6 recently replaced tot lots, walking paths throughout the community, basketball court, lake and pond, community center, tennis courts, & boat storage areas around the lake. Schedule your private showing today! [Lake Braddock - $550,000]

[Talltree Gardens - $248,900]

A must see New Build Luxury Home by Palladium Homes Featuring 6 Rooms and 5 full baths! An amazing gourmet kitchen with Thor appliances.

. Beautiful quartz countertops with island sink and main apron sink make food prep a breeze. A butlers pantry with a built in wine cooler adds additional counter space for drink and cocktails. Enjoy breakfast in the natural light from the morning room or relax near the gas fireplace in the 2 story great room. Main level offers a room with full bathroom, perfect for guests, parents, or au pair. Beautiful hardwood floors, a separate dining room , office, powder room and mudroom with builtin storage completes the main level. Take the stairs to the upper level as you pass the beautiful chandelier, pause and look out from the mezzanine down to the great room or continue on to the Spacious Primary Suite featuring shadowboxing accents, Coffered ceiling, sitting area and a wall of windows. Huge Primary Bathroom with dual sink vanity, roomy shower, and free standing tub. Capacious walk-in closets conceals a private "hidden" room perfect for an office, work-out, or hobby space. Upper level touts 3 additional rooms, 3 full bathrooms, and a convenient laundry room. You'll find a theater room prewired for 11 speakers in the lower level, 2 more bedrooms, 1 full bath, and walk-out access. This Amazing Luxury home also features High speed internet wired rooms, 2 zone heating and cooling Carrier HVAC systems. Main level and lower level one zone, upper level 2nd zone. Gas heating, Fiberglass front door, PVC outside trim, 25 yr shingles, LT Smart Siding, Covered Porch, Stone Walkway, Storm drain system, and more. [Lee Meadows - $1,849,888]

Retreat to your Fairfax oasis! This 4 bed, 3 full bath SFH sits on 0.

65 acres nestled in Leehigh Village. The flat, fully fenced-in backyard has it all... deck w/ stairs overlooking trees, expansive patio, hot tub, shed, and pond. Long driveway and large 2-car carport. 3,200+ sq ft across two levels. Main level has hardwood floors, recessed cans and wood burning fireplace. Renovated kitchen has quartz countertops, stainless steel appliances, and ample cabinets w/ coffee nook. Primary ensuite recently updated with walk-in closet, dual vanities, and standing shower. Two additional main-level bedrooms are spacious with their own recently remodeled bathroom. Walkout lower level has open rec room, bedroom, full bathroom, oversized laundry, wet bar, and storage room. Electrical panel replaced in 2021. Roof and windows replaced in 2012. Driveway redone in 2019. Water conditioning system & hot water furnace replaced in 2018. Foot valve and well pump replaced in 2015. Boiler 2018. Exterior AC unit 2022, interior 2012. All interior plumbing has been replaced with PEX. [Leehigh Village - $880,000]

OFFER DEADLINE- MONDAY 9PM Thank you for all of the interest, we have multiple offers.

A truly remarkable opportunity in the Cardinal Forest community! This beautiful 3 bedroom, 2.5 bathroom home has it all, including assigned parking. As you step through the ample foyer, you immediately notice the LVP flooring, which is beautiful and durable. Next, you are greeted .by the elegant curved staircase. Such an unusual element in a condo! Upstairs you will love the miles of gleaming hardwoods! The kitchen is nicely appointed with stainless steel appliances, and white cabinetry. A large pass through window makes entertaining a breeze. And just wait until you see the eating area that leads to the fabulous patio! The main floor laundry is a huge bonus! Natural light streams into the living room through the high end wood shutters. Upstairs the large owner's suite is perfect with a dedicated bathroom.and great closet space. With many designer touches throughout, this is a MUST SEE. A commuter's dream! Please note: No sign in the yard. [Cardinal Forest - $435,000]

See more in Braddock District

Young generations were badly hit in the recession, and it could have widespread effects on their lives, from delaying home ownership to starting a family and having children to even one day eventually retiring. A new study from the Urban Institute shows that those under the age of 40 have accumulated less wealth than their parents did at the same age. That coincides with a time when the average wealth of Americans has doubled over the last quarter-century , according to the study. “In this country, the expectation is that every generation does better than the previous generation,” Caroline Ratcliffe, an author of the study, told The New York Times. “This is no longer the case. This generation might have less.”

Young adults are facing stagnant pay, a tough job market, soaring student loan debt, and some who did own a home may have faced lost equity or even foreclosure during the housing crisis. Will younger adults ever be able to catch up? According to the Urban Institute study, if a person delays buying a home to age 40 instead of age 30, that alone could result in a $42,000 loss in home equity by the time that person reaches age 60. Still, “strong and sustained job and wage growth would cure many of the ills facing younger workers,” The New York Times reports. “But their delayed or diminished wealth accumulation might still have a lasting impact on their finances.” Source: “Younger Generations Lag Parents in Wealth-Building,” The New York Times (March 14, 2013)

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