Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:
1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history.
photo credit: Andres Rueda
photo credit: Andres Rueda
2. How much you owe. If youowe a great deal of money on numerous accounts, it can indicate that you are overextended. However, it’s a good thing if you have a good proportion of balances to total credit limits.
3. The length of your credit history. In general, the longer you have had accounts opened, the better. The average consumer's oldest obligation is 14 years old, indicating that he or she has been managing credit for some time, according to Fair Isaac Corp., and only one in 20 consumers have credit histories shorter than 2 years.
4. How much new credit you have. New credit, either installment payments or new credit cards, are considered more risky, even if you pay them promptly.
5. The types of credit you use. Generally, it’s desirable to have more than one type of credit — installment loans, credit cards, and a mortgage, for example.
For more on evaluating and understanding your credit score, visit
www.myfico.com.
Properties in Braddock District
OPEN HOUSE Sat & Sun, April 20 & 21, 1-4pm*Incredible 4 BR/4 full bath/2 half bath property in an unmatched location on an acre of private, fenced land w/ NO HOA*Sitting on the covered, front porch gives you a secluded feeling but is within 1 mile of the Costco Plaza & Wegmans*You'll be sold on this property before even entering the front door w/ a flat acre that offers multiple stone patios, custom landscaping, & a heated pool*Covered front porch*Main level master suite, w/ huge walk-in closet w/ custom built-in shelving & walks out to its own private deck & the heated pool*gorgeous master bath with frameless glass shower, separate tub, heated towel rack & beautiful tiling*amazing kitchen/great room is the heartbeat of the property w/ cathedral ceiling, recessed lighting, 42" cherry cabinetry, dual sinks, dual wall ovens, breakfast bar island & space for huge kitchen/dining table, which walks out to unmatched back yard & pool*laundry/mud room off of kitchen w/ custom cabinetry & sink and complete w/ a full bath featuring a roll-in shower*heated floor in laundry/mud room & bathroom*insulated garage off of mudroom features its own mini-split hvac system, high ceiling, & custom built-in shelving, oversized garage doors, a workshop area, 3 entry doors from rear, side & front & pull down stairs to added storage space*HW flooring main & upper levels*Upper levels features 3 BRs, one w/ an en-suite full bath and 2nd full bath in the hall*3 hvac zones serve the house; upper level has its own zone in the attic and 2 other zones servicing main and lower levels are both gas 90% efficient systems fed by a propane tank*2 tankless gas water heaters*replaced, insulated, double-pane Jeld-Wen windows with clad exterior and wood interior*lower level with wonderful, stone fireplace, laminated wood flooring, theatre/movie room, den/office/exercise room, half bath, utility/storage rooms & walks up to the pool area*lot includes two sheds, built-in grilling station, & a very expensive paver driveway*replaced spetic system when house was expanded in 2006 - new tank, distribution box, field**Welcome Home!.
This large classic country, split level, is freshly pointed up and getting some remodeling ready to be called home! More pics to come! Generous rooms, a 1 car garage, side attached office or den, huge lot and nestled in sought after Canterbury Woods!! Main entrance walk into lower level featuring rec-room with wood burning fireplace, one bedroom, a full bath, and pass through french doors to a addition that can be a office , den or playroom.
So many beautiful updates in this 4 bedroom, 3 full bath split foyer home with a 2 car garage! All new/ newer flooring throughout.
AMAZING LOCATION & VALUE! Welcome Home to this bright and beautiful updated one-bedroom, 1 bath just inside the Beltway, with easy access to 495, George Mason University, Northern Virginia Community College, and Fairfax INOVA Hospital.
Spacious 1 bedroom, 1 bath condo close to I-495, schools, shopping, and more! New paint and floors throughout.
This large two-bedroom, one bath condo offers one level living with gorgeous new kitchen cabinets (2024), quartz countertops (2024), stainless steel appliances (2023), and has been freshly painted.
OPEN HOUSE SUNDAY 4/21, 1-3:00 *** Fabulous offering in the highly sought-after Kings Park Community located in the Lake Braddock School District! ** Where the traditional floorplan of the Queen’s model has been re-designed to offer Comfortable and Quality Main Level Living space ** Upon entering this Colonial, you will find the Living room that flows directly into the separate Formal Dining room ** The timeless elegance of Hardwood Flooring grace the majority of the main level and the ENTIRE upper level ** BUT WAIT FOR IT! ** The Kitchen has a FULLY re-configured floor plan offering an open concept to include an island, eat-in space and an abundance of quality cabinetry & counter space- a Culinary Haven.
Welcome home! This rarely available gem in sought after Truro is soon to be available.
Impeccable elegance awaits you! A stunning all-brick home nestled in the prestigious Farrcroft community 4-bedroom, 4.