5 Factors That Decide Your Credit Score

Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: 1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history.Credit Cards photo credit: Andres Rueda photo credit: Andres Rueda 2. How much you owe. If youowe a great deal of money on numerous accounts, it can indicate that you are overextended. However, it’s a good thing if you have a good proportion of balances to total credit limits. 3. The length of your credit history. In general, the longer you have had accounts opened, the better. The average consumer's oldest obligation is 14 years old, indicating that he or she has been managing credit for some time, according to Fair Isaac Corp., and only one in 20 consumers have credit histories shorter than 2 years. 4. How much new credit you have. New credit, either installment payments or new credit cards, are considered more risky, even if you pay them promptly. 5. The types of credit you use. Generally, it’s desirable to have more than one type of credit — installment loans, credit cards, and a mortgage, for example. For more on evaluating and understanding your credit score, visit www.myfico.com.

Properties in Braddock District

Welcome to 7515 Nottoway Place, an excellent split-level home with a garage sited on a flat third-of-an-acre lot on a quiet cul-de-sac street in Springfield.

7515 Nottoway Pl

This property was painted in 2024 and is move-in-ready. The open floor plan begins with the large living room with its bay window and classic fireplace with a brick surround. The kitchen has double peek-through openings to the living room and features quartz countertops, tile-inset floor and backsplash, a Bosch dishwasher and recessed lighting. Just off the kitchen is the separate dining room with a contemporary light fixture and two windows. Step through double doors out to the wonderfully private fenced-in rear grounds. You’ll truly enjoy the stamped concrete patio with walls, firepit and lighting that was installed in 2022 plus the other patio with its stylish galvanized steel and cedar framed gazebo. The upper level has 3 bedrooms, all with ceiling fans, and a full bath. On the lower level, you’ll see the laundry/rec room, a full bath, and access to the garage which has a custom epoxy floor. This fine residence is just across from the entrance to hiking trails leading to scenic Lake Accotink, and very close to the new Whole Foods Market and all commuter routes. [Springfield - $649,950]

Move in ready single family home in Middleridge Community of Fairfax! Prime location with easy access to Fairfax Co Parkway, George Mason, shops, restaurants & more.

10711 John Ayres Dr

This home features 4 large bedrooms with hardwood floors. Updated eat-in kitchen, separate dining room plus a lovely sunroom. Primary suite w/ custom closet and spa like shower. Lower level rec room space with fireplace, full bedroom, full bathroom and workshop. 1 car garage + driveway. You'll never want to leave the Oasis-like fully fenced backyard featuring a hot tub, expansive deck, hardscaping and more. Home has been carefully updated over the past 5-15 years with newer windows, roof, HVAC and major appliances! [Middleridge - $774,900]

Welcome to a beautiful home In the desirable Kings Park neighborhood.

5310 Kings Park Dr

Mature Trees are abundant. This home offers an ample indoor and outdoor living space with 5 bedrooms, 3 full bathrooms. The Primary Bedroom with full bath is located on the main level. Once Inside this spacious Cape Cod, you will be impressed with how much living space this home offers: 1500 square feet total between the main floor and second floor, with an additional 400 square feet of finished space in the basement. This home has had a recent facelift. Freshly paint throughout the entire home. The Kitchen and bathrooms have been upgraded. Hardwood Floors throughout the main and upper floors adds elegance and charm. There are 5 ceiling fans in the home to add comfort. The finished basement has a walkout sliding glass door that leads to a covered patio and large back yard. The yard is ideal for entertaining, ball throwing, playing and pets. This home is truly move in ready! What are you waiting for? Tour this home today to see for yourself! Almost forgot - NO HOA FEES! [Kings Park - $775,000]

Welcome to this Luxurious Retreat of Unparalleled Elegance! Nestled on a meticulously landscaped 0.

5567 James Young Way

17-acre lot, this magnificent 6 bedroom, 5.5 bath former model home is better than new construction! As you step into the grand foyer, you're greeted by the formal living room, where tray ceilings, recessed lighting, and tastefully adorned decorative panels create an ambiance of pure refinement. Sliding glass doors beckon you towards the tranquil outdoor sanctuary. Adjacent to the living room, an elegant dining area awaits, complete with a dazzling chandelier and matching decorative panels. Prepare to be captivated by the oversized gourmet kitchen, a culinary enthusiast's dream. The expansive island with bar seating, quartz countertops, and an abundance of cabinetry offer both style and functionality. Stainless steel appliances, a pantry, and a butler's pantry cater to your every culinary need. The breakfast area, bathed in natural light, provides a breathtaking view of the lush backyard, making mornings truly magical. The sun-drenched great room, adorned with a stone accent fireplace, offers a warm and inviting space to relax and entertain. Large windows flood the room with light, and a seamless connection to the deck ensures that indoor and outdoor living blend harmoniously. Retreat to the exquisite primary bedroom suite, where two walk-in closets and an en-suite bathroom featuring a dual vanity sink and a step-in shower await your daily indulgence. The main level also offers a bedroom, perfect for one-level living, complete with a generous closet and a private bathroom. Venture to the upper level, where a recreation area and three additional bedrooms await. Large windows in each room invite natural light, and ample closet space ensures organization and convenience. Two bedrooms share a Jack and Jill bathroom, and the third bedroom features a private bathroom. The expansive walkout lower level extends the luxury, with a recreation area, a sixth bedroom, a full bathroom, and a generously sized office space (or optional gym). A wet bar and another full bathroom complete the lower level, providing endless possibilities for relaxation and entertainment. Sliding doors lead to the patio, creating a seamless transition to the serene outdoors. Outside, your private oasis features a deck, a patio, and a spacious backyard that backs onto a verdant forest, ensuring privacy and tranquility. A two-car attached garage makes parking a breeze. It is close to major commuter routes including Roberts Pkwy, Fairfax County Pkwy, Rt. 123, Braddock Rd, Guinea Rd, and I-495. This remarkable property is priced right and showcases its beauty at every turn. Don't miss the chance to experience the epitome of luxury living. Welcome to your new home! [Burke Junction - $1,697,000]

This All sides brick solid built house just been updated .

9343 Athens Road

all wood floor with brand new windows , brand new kitchen counter top and stove. 2 years roof,6-7 rooms and 4 bath. must see. bright living room and 2 fireplace. easy to 495,66,236,620. This lot is being sold joint parcel 0692 02 0003A Total acreage is 1.28 [Little Run Estates - $945,000]

Immaculate and bright 2BR 2BA Bryn Mawr model in sought after community of Random Hills! Spacious unit with loads of natural light.

4137 Fountainside Ln #B202

Living room with fireplace steps out to balcony perfect for dining al fresco! Gourmet kitchen with NEW appliances, granite and plenty of cabinet space! Owners retreat with walk in closet. Large guest bedroom and second bath. Custom paint throughout! Serene setting with community pool. Fantastic location! Close to commuter routes- I-66, FFX County Pkwy, Rt. 50, Rt. 123, Rt. 29. Close proximity to Fairfax Corner with boutiques, restaurants, movies; Wegmans, Fair Oaks Mall, Oak Marr Golf Course, Fairfax Govt. Center with commuter buses. 2 parking passes and visitor tag included. Sublime location and residence! [Random Hills - $439,990]

Experience the epitome of serene living in this exquisite 4 Bedroom, 2.

4439 Rockcrest Dr

5 Bath single-family home nestled within Fairfax County. Boasting three levels, including a walkout basement, and adorned with two inviting fireplaces overlooking lush trees, this residence offers the ideal blend of comfort and elegance. The main level features a spacious living room, formal dining room, and a spacious kitchen with new black refrigerator and dishwasher to complement the wall oven and cooktop. Upstairs, you'll find a luxurious master suite with a its own bathroom and three additional large bedrooms. The walkout basement provides additional living space and access to the beautifully landscaped backyard. Revel in the gleaming hardwood floors, newly refinished, complemented by fresh carpet and paint throughout. Enhanced by updated lighting fixtures and appliances, this home exudes a perfect fusion of modernity and timeless charm, making it the ultimate sanctuary. [Springbrook Forest - $824,500]

Introducing a captivating gem nestled in the heart of Fairfax County.

4990 McFarland Dr

This immaculately remodeled 3-bedroom, 3.5-bathroom townhome is a testament to modern elegance and refined taste. Step inside and be greeted by an abundance of natural light that dances across the freshly renovated interiors, creating an inviting ambiance throughout. Every inch of this residence has been thoughtfully redesigned, boasting brand-new fixtures, fittings, and finishes that exude sophistication. The open-concept layout seamlessly blends functionality with style, offering ample space for both relaxation and entertainment. Prepare to be enamored by the gourmet kitchen. Whether you're hosting intimate gatherings or enjoying quiet family dinners, this culinary haven is sure to inspire your inner chef. Retreat to the luxurious primary suite, where tranquility awaits amidst a serene oasis of comfort. Two additional bedrooms offer versatility and comfort, each boasting its own unique charm and access to a pristine bathroom. Two Finished Family Rooms in Lower Level with full bath is Ideal for entertaining or relaxing, these family rooms offer additional living space for gatherings or quiet evenings in. The walk-out lower level feature brings the outdoors in, allowing easy access to a backyard or patio area and enhancing the connection between indoor and outdoor living spaces. Conveniently located near GMU, Shopping and public transportation, this townhome offers the perfect blend of urban convenience and suburban tranquility. Don't miss your chance to experience the epitome of modern living – schedule a showing today and prepare to be captivated by this sensational home. Seller prefers Key Title [Twinbrook - $550,000]

Rare opportunity to be the second owner of exceptionally maintained home since 1965 in Canterbury Woods subdivision.

5011 King Richard Dr

4 bedrooms, 3 full bathrooms. Original hardwood floors recently redone after being encapsulated with wall-to-wall carpeting for past 40+ years. This lot offers access right out of the back yard to Long Branch Stream Valey Trail that is two to three miles long, mostly level and is perfect for walking, jogging or biking mostly adjacent to the creek. Home is about a mile to I-495 Capital Beltway for easy commuting access. Gas water heater (new), gas stove/range, gas furnance, gas fireplace converted from wood burning. HVAC recently updated as well as roof. Ability to join Canterbury Woods Swim Club. All you need to do is move in and make it yours! [Canterbury Woods - $800,000]

TENANTS HAVE MOVED OUT ON 4/22/24 SO COME AND SHOW ANYTIME!!! NO HOA!! Huge 1.

12027 Lee Hwy

3 acre Lot Home In Sought After Location With Many Updates Throughout The Years - Brand New Roof March 2024, HVAC 2019, Septic Pumps 2022, Hardwood Floors in Family Room(1997) & Wood Stairs(2012), Kitchen renovations with New cabinet 2009, Master BR Closet 2002, New Sidings Main Storage/Garage 2006, Water Heater 2009, Remodeled Master Bathroom, Remodeled Kitchen, Updated Windows. This home has 25 x 20--2 Car Garage turned to a Large Storage Shed ( Could be easily converted back to a garage), 8 x 12 Storage Shed. Huge Backyard Perfect For Hosting And Letting The Dogs Play Outside. Wood Burning Brick Fireplace w/ Exposed Cathedral Wood Beams To Relax And Enjoy A Hot Cup Of Coffee. Home Is Located Inside The Woodson Highschool District - Always Call The School To Confirm As School Zones Can Change. Hurry Before This Commuter's Dream Home Is Gone!! [Marymead - $799,000]

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Will Nesbitt

View posts by Will Nesbitt
Will is the principal broker of Nesbitt Realty and Condo Alexandria. He is licensed in anywhere in the Commonwealth of Virginia, but focuses on those communities found in and around Alexandria, Arlington, Mount Vernon and Springfield/Franconia. Will has been involved in real estate management, sales and investment for more than twenty years. He is a veteran of the U.S. Army. While in the army, he studied Russian at Monterey's Defense Language Institute. He is also a "veteran of the dotcom wars" and built most of the sites associated with NesbittRealty.com Will currently resides in Belle Haven Estates just outside Old Town, overlooking New Alexandria. He is a former president of the Mount Vernon Youth Athletic Association and founded the Alexandria Fun with Friends Group. Will is the author of BattlestorM, a tabletop fantasy game, which was published by Ral Partha Publishing in the late '90's, and Arthur's Realm, a boardgame available at the Gamecrafter.