Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:
1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history.
photo credit: Andres Rueda
photo credit: Andres Rueda
2. How much you owe. If youowe a great deal of money on numerous accounts, it can indicate that you are overextended. However, it’s a good thing if you have a good proportion of balances to total credit limits.
3. The length of your credit history. In general, the longer you have had accounts opened, the better. The average consumer’s oldest obligation is 14 years old, indicating that he or she has been managing credit for some time, according to Fair Isaac Corp., and only one in 20 consumers have credit histories shorter than 2 years.
4. How much new credit you have. New credit, either installment payments or new credit cards, are considered more risky, even if you pay them promptly.
5. The types of credit you use. Generally, it’s desirable to have more than one type of credit — installment loans, credit cards, and a mortgage, for example.
For more on evaluating and understanding your credit score, visit www.myfico.com.
Properties in Braddock District
4098 Orchard Dr
6 beds, 5 full baths, 4,531 sq.ft. living area
NEW PRICE & OPEN SUN 1-3. Beautiful Craftsman on private 1/4 acre lot. Open FP incl 6BR/5BA, ML Master or OFC, foyer opens to DR & LR, decorative moldings, gorgeous maple HDWDs, hi ceilings, loads of natural light, eat-in kit w/SS appls, Butlers Pantry. Fin WO LL w/ lg RR, aupair ste, ez to fin storage. Fabulous back deck, covered stone patio. Close to Ffax city, METRO, schools, parks, everything!
4917 Tibbitt Ln
3 beds, 2 full, 1 half baths, n/a living area
Fantastic location!!! Beautiful three level townhouse remodeled within the last two years. Updated Kitchen: granite countertops, ceramic tile backsplash, updated kitchen cabinets. Hardwood floors throughout kitchen, dinning & family room. Updated bathrooms: ceramic tile and updated vanity. Enjoy your summers on the enclosed patio. Easy access to the beltway, GMU, NVCC and Public transportation.
8120 Kingsway Ct #279
2 beds, 1 full baths, 992 sq.ft. living area
Updated 2 Bedroom townhouse condo.Newer wood floor in kitchen,foyer, dining room. Step-down living room with 12 ft ceilings. Fences, landscaped yard with radio, fountain and shed. Washer/Dryer upper level. Condo fee includes: Gas, heat, water, roof, lawn care, 2 pools, tennis courts. Excellent location!
5414 Cabot Ridge Ct
3 beds, 3 full, 1 half baths, n/a living area
**LOOK NO FURTHER** End unit townhouse in great location, close to shops, minutes to Burke VRE, Metro bus, GMU & FFC Pkwy. Hardwood on main level, granite countertops, backsplash, updated bathrooms, SS appliances, 2 fireplaces, deck, new smart washer & dryer, new paint. Smart Home Ready w/ WI-FI light switches installed, NEST thermostat. This ONE won't last. A MUST SEE!!
6039 Queenston St
4 beds, 3 full, 1 half baths, 2,697 sq.ft. living area
Impressive 4BR/3.5BA TH boasting curved staircase, renovated kitchen with 42" custom cabinets & qrtz counters, hardwood floors thru main & upper levels, prof landscaped patio with firepit and so much more! Newer HVAC, water heater, windows, exterior doors, vinyl fence, sump pump. HOA covers ext maintenance:roof/paint/gutter/lawn/trash. Easy commute-metro bus, close to I95, Spfld metro. See 3DTOUR!
5117 Linette Ln
4 beds, 2 full baths, 1,290 sq.ft. living area
Fresh paint, new carpets, bright & clean! Updated windows, granite counters, newer appliances. All the heavy lifting has been done in this charming brick rambler w a huge fenced yard that backs to trees. Large family room w gas FP, huge walkout basemeant, workshop & storage. Location can not be beat, close to parks, shopping, tons of commuter options. NO HOA More pictures to come!
7701 Lafayette Forest Dr #33
2 beds, 2 full baths, 1,130 sq.ft. living area
Luxurious Premium Top Floor Cathedral/Vaulted Ceilings+Skylight+No One Living Above You/No Ceiling Noise Above-Gorgeous-Bright-Open-Airy Remodeled-New Gourmet Kitchen-2 Tier Granite Counters-New SS Appliances-Awesome 18"x12" Ceramic Flr Tile-Fresh Delux Paint-FRPL in LR, Remod Ceramic Bathrms-Walkin Closets-Sliding Glass Door to Huge Balcony-Near shops-restaurants-1 block to Beltway/RTE 495-HURRY!
4852 Treasure Ct
2 beds, 3 full, 1 half baths, n/a living area
Beautiful home in highly desired Kings Park West! Large sun-filled living room & separate dining room with sliding glass door to fenced yard with patio and garden. Newly remodeled upgraded kitchen with breakfast area opens to dining room. Two large master suites with full baths, large sunny rec room with wood burning fireplace, and tons of storage. Upgrades throughout! One year home warranty!
10715 Joyce Dr
6 beds, 3 full baths, n/a living area
Charming home in the heart of Fairfax City, just steps to Main St on oversize corner lot cul-de-sac. Renovated 2-level 4-bedroom main house w/hardwood floors, renovated kitchen/baths, wood-Fireplace, laundry room lower level. Detached 2 car garage & In-Law-Quarter w/ 2 bedrooms/1 full bath, living-Dining-Kit combo w/laundry rm. Paved Driveway, Fenced Patio. Steps to Metro, 66, GMU, FFX Courthouse.
6036 Meyers Landing Ct
3 beds, 2 full, 2 half baths, 1,474 sq.ft. living area
Welcome home! This light filled town home in the heart of Burke Centre is a must see. The living room and dining room have been tastefully painted and have a decorative chair rail. There is an updated kitchen with black appliances. You can imagine yourself relaxing on the covered front porch or entertaining in the back yard. Location Location Location all that Burke has to offer and so much more.