I met with a first-time buyer over the weekend. She was prequalified by her lender. Prequalifying helped frame her choices. It’s a waste of time and energy to look at homes that are outside of the budget, so prequalification is the first step for any home buyer. Here are the steps that we’ll be taking on the road to home ownership.3D Realty Handshake

  1. Tour properties — We took a top level tour of some of the properties that are in her
    budget. This gives the client something concrete and real to think about so that she can decide whether this home ownership thing is for her or not. In addition to the units we saw, I can think of a number of places that would also fall within this client’s budget and still offer a very reasonable commute to Ft. Belvoir. But I wanted to get her impressions of these places before going on a bit deeper.
  2. Revisiting — We’ll revisit those communities that hold the greatest interest and look at everything available in those communities.  (So far we just did a top level search.)
    • A few more choices — If none of these really feel right, we’ll find a few more to consider and continue with the search.
  3. Make an offer — When we’ve found the property that stirs the soul, fits the budget and feels right, I’ll write up an offer. At that time I’ll collect “earnest money”.
    • The earnest money is evidence that the seller is serious about the purchase and is held in escrow until the sale is completed. We’ll submit a preapproval letter, a copy of the earnest money deposit and the signed offer for the seller to consider.
  4. Negotiations — Sometimes there is a difference between the asking price and the selling price. The selling price is determined by negotiation. We’ll pass drafts of the contract back and forth until the buyer and seller have agreed on all terms.
  5. Loan processing — Julie at Condominium Mortgage will then collect documentation from the client. This documentation will serve the purpose of proving the representations made in the loan application process. The buyer will produce pay stubs, bank statements etc. Julie will also order an appraisal as required by all lenders.
  6. Settlement — Settlement is the word used to describe the actual transfer of ownership. We’ll settle on the property in a timely fashion on an agreed upon date. Settlement will occur at a title company’s office and a settlement agent will ensure that funds are present as is marketable title.
  7. Ownership — Here’s where the fun begins … as does the responsibility of home ownership.

Properties in Fort Hunt

8239 Cedar Landing Ct

Ready to move-in. Great space. High ceilings on main level. Open floor plan. Hardwoods. 1/2 BA main level. 3 BRs UL w/en-suite Master + 2nd BA. Eat-in Kitch/sitting area. Granite, SS appl & plenty of 42" cabinetry. Gas GE profile stove. LL Fam rm w/FPL & wet bar. LL 4th BR & BA. W/O to fenced patio. Close to comm amenities. 2 Assigned parking outside your door. Home Warr.OPN SUN 1-4 [Huntington At Mt Vernon - $460,000]

1501 Shenandoah Rd

This home is being sold as-is & just needs to be made your own. Priced aggressively to give you room for renovations. Most Windows have been replaced, Recent replacements include Furnace, Hot water heater & roofing. Pretty Hardwood floors under carpet in original house not in addition. Basement can easily be finished. Bring an eye for renovation & a desire to be just minutes to Old town, GW Pkwy! [Hollin Hall Village - $449,900]

2312 William and Mary Dr

A great place and setting to call home. The views from the back of this house are simply magnificent.. Restful and relaxing-.Hardwood floor on main level. Fresh Paint-redone bathrooms and kitchen..screened in porch off the dining room. Driveway parking-non through street. Enjoy the restful but convenient location-Secluded but convenient.Shopping close by. Library and Hospital nearby. [Kirk - $587,500]

2763 Carter Farm Ct

TH nestled in River Farms-nice peaceful community. Home has 4bd & 4ba on 3 finished levels. Kit w/Granite counters, Gas Range w/Center burner. Brkfst area has built-in shelves & leads to shaded deck w/flower beds.Lg Mst Bd has ensuite bath & Lg closets. Family Room is 21x12 w/Wet Bar, FP & adjacent bath. Community Pool,Tennis, Playgrounds. Nice commute to DC or Ft Belvoir via GW Pkwy. 2 parking sp [Huntington At Mt Vernon - $434,900]

1111 Cameron Rd

Charming split lvl in prime location bet. Ft. Hunt Rd & GW Pkwy just south of Old Town. 2 blocks to GW Pkwy & trail. Kitchen updated w granite, recessed lighting, flooring. Kitchen table overlooks treed yard.Gas cooktop & wall oven. Floors just refinished! Longtime owners have updated over the years.1st floor fam rm.Gutter guards.Thermal windows. Waynewood Elem. No HOA! More $$$ homes all around! [Wellington Estates - $649,500]

1123 Alden Rd

New Construction! Evergreene Homes offers the best convince of an Alexandria address in the community Plymouth Haven. Positioned near many popular Alexandria attractions including the Nation's Capital. County schools located in a wonderful neighborhood! Close access to GW Parkway which provides quick access to downtown Washington D.C. and all parts of the Alexandria area! [Plymouth Haven - $1,239,900]

2621 Childs Ln

Opened, upgraded, updated and expanded. Brand new floor tiles in the foyer lead you into this lovely home which backs to trees and creek beyond. Baths have been renovated, updated. Open floor plan! Windows replaced, hardwoods refinished. Fabulous, all-season sunroom with lots of windows leads to deck and overlooks treed backyard. Very close to Stratford Elem & middle school. [Stratford - $609,000]

8202 Oxbow Ct

The Largest lot in the Neighborhood! Remodeled Cul-de-Sac Home! A Large Tile Entrance Welcomes you into this Freshly Painted Home. Gleaming Expresso Hardwood Floors in Living, Dining, & Upper Level! The Gourmet Kitchen Offers Stainless Steel Appliances, Granite, White Cabinets, 12x12 Tile Floors & Large Eat in Breakfast Area! Don't Miss out on this Move in Ready Gem in Williamsburg Manor North [Williamsburg Manor North - $569,900]

2412 Culpeper Rd

Turnkey as it gets! Picture perfect house shows like model home. 2-block walk to elem school. Stunning refinished hardwoods. New kitchen, solid cherry cabinets, granite, new stainless appliances, all baths renovated & beautiful. New pristine paint throughout. Fantastic deck to patio & landscaped fenced back yard. It's just right. Hurry before Goldilocks beats you to it! (Open Sun Jun 18, 2-4pm) [Stratford On the Potomac - $575,000]

8813 Fort Hunt Rd

Spacious 5 BR, 2.5 bath split level on over 1/2 acre in neighborhood of many $1-$2 million homes. Just off the GW Parkway, near Fort Hunt Park, in the popular Waynewood school district.. Bonus -- only area house on market w/ two-car garage under $700k. Fenced yard, deck, RR with FP, updated kitchen w/ stainless appliances, hardwood floors. Open 6/25, 1 to 4 PM [Plymouth Haven - $649,000]

For more information or to set up an appointment call Stuart at (703)765-0300.


Stuart Nesbitt

View posts by Stuart Nesbitt
Stuart Nesbitt is a Realtor® licensed in the Commonwealth of Virginia. His office is located in Fairfax County near the City of Alexandria in Belle Haven. He was born and raised in Northern Virginia and attended Fairfax County schools. Call him at any time to discuss your real estate needs.