I met with a first-time buyer over the weekend. She was prequalified by her lender. Prequalifying helped frame her choices. It’s a waste of time and energy to look at homes that are outside of the budget, so prequalification is the first step for any home buyer. Here are the steps that we’ll be taking on the road to home ownership.3D Realty Handshake

  1. Tour properties — We took a top level tour of some of the properties that are in her
    budget. This gives the client something concrete and real to think about so that she can decide whether this home ownership thing is for her or not. In addition to the units we saw, I can think of a number of places that would also fall within this client’s budget and still offer a very reasonable commute to Ft. Belvoir. But I wanted to get her impressions of these places before going on a bit deeper.
  2. Revisiting — We’ll revisit those communities that hold the greatest interest and look at everything available in those communities.Ā  (So far we just did a top level search.)
    • A few more choices — If none of these really feel right, we’ll find a few more to consider and continue with the search.
  3. Make an offer — When we’ve found the property that stirs the soul, fits the budget and feels right, I’ll write up an offer. At that time I’ll collect “earnest money”.
    • The earnest money is evidence that the seller is serious about the purchase and is held in escrow until the sale is completed. We’ll submit a preapproval letter, a copy of the earnest money deposit and the signed offer for the seller to consider.
  4. Negotiations — Sometimes there is a difference between the asking price and the selling price. The selling price is determined by negotiation. We’ll pass drafts of the contract back and forth until the buyer and seller have agreed on all terms.
  5. Loan processing — Julie at Condominium Mortgage will then collect documentation from the client. This documentation will serve the purpose of proving the representations made in the loan application process. The buyer will produce pay stubs, bank statements etc. Julie will also order an appraisal as required by all lenders.
  6. Settlement — Settlement is the word used to describe the actual transfer of ownership. We’ll settle on the property in a timely fashion on an agreed upon date. Settlement will occur at a title company’s office and a settlement agent will ensure that funds are present as is marketable title.
  7. Ownership — Here’s where the fun begins … as does the responsibility of home ownership.

Properties in Fort Hunt

8745 Plymouth Rd

Beautifully expanded Cape Cod with stunning views of nature throughout. Special features include a private master suite, home office overlooking the side garden, a cozy library, and an oversized family room with wood burning fireplace, granite floors and French doors leading to the private .5 acre lot. Marvin windows, dual zone HVAC and special touches throughout. Open Sunday, 2-4:00pm. [Plymouth Haven - $749,900]

9033 Greylock St

Handsome solid brick colonial with Gorgeous Potomac River Views. Steps to Park,Trail and the River. Main-level bedroom and bath. Recent updates include roof, gutters (2 years), Marvin windows , AC (2011), Boiler (2013), sliding french doors, new electrical panel and generator. Hardwood floors on main and upper levels plus 3 wood-burning fireplaces.Wine Cellar, Lush lawn w/ mature landscaping. [Stratford Landing - $798,000]

2611 Childs Ln

Center Hall Colonial for family and lavish entertaining! Breathtaking floor plan move in ready condition meticulously renovated and decorated by Renown Interior Designer/owner. 30x13 Lavish Master bedroom suite with spa bath and water views! also a first floor master suite!. 3.5 renovated brand new baths, second floor laundry, stunning gourmet kitchen with custom cabinets, top of the line! [Stratford On the Potomac - $984,900]

1100 Gladstone Pl

Arts & Crafts style home built in 2009, 4 bedrooms,4.5 bathrooms,3200 square feet,freshly painted, hardwoods throughout,high ceilings,open concept kitchen/family room w/ a gas burning fireplace,Waynewood School District, built-ins,lovely front screened in porch,fully finished lower level & professionally landscaped yard.Walk to GW bike/walking path,playgrounds, tennis courts,bus line & shopping [Collingwood Manor - $899,000]

7615 Southdown Rd

Magnificent Nantucket shingle style home on the Potomac River. Escape from DC to your vacation paradise-just 20 minutes away. Set sail from your 300 ft dock (w/ lifts) to Old Town, Nats games, Wharf and National Harbor. Custom built with reclaimed floors, two screened porches,pool, elevator and 5 bedrooms with sweeping panoramic views. Watch the eagles soar and the sun rise. Truly incomparable. [Arcturus On the Potomac - $5,750,000]

8921 Fort Hunt Rd

Wonderful, well-maintained home on half acre corner lot. Bright, open LR/DR/eat-in kitchen featuring granite counters & SS appliances. Hardwoods & crown molding on main level. Large master suite w/ full bath & walk-in closet. Updated bathrooms. French doors open to patio & fenced backyard. Lovely front porch to relax. Directly across from Fort Hunt Park, quick access to GW Pkwy & Mt. Vernon Trail [Plymouth Haven - $699,000]

2100 Elkin St

LOCATION - LOCATION-LOCATION!! Great opportunity to get a half-acre plus parcel of land to update or totally renovate in the heart of Fort Hunt Community. Addition added early 2000s, Primarily - Main level Living, Privacy, 2nd kitchen, detached Room/Garage, Storage shed. Great location to build your Dream Home! Lot is not -sub-dividable. See documents for Plot info. [Oates Plymouth Haven - $639,000]

900 Darton Dr

Beautiful Cape/split in rare Waynewood cul de sac. Enjoy summer evenings sitting on your front porch! Open main level floorplan has chefs kitchen with granite, and sunroom addition. Renovated bathrooms, Fourth and fifth floors have been finished to include two additional bedrooms with second HVAC zone. Garage, shed and large yard too. Waynewood pool membership available. Steps from GW Parkway! [Waynewood - $799,900]

2215 Harbor Ter

Gorgeous stately brick home with open floor plan. Fantastic gourmet kitchen with granite counters and high-end stainless steel appliances. Hardwood floors on main level. Lower level features custom-built oak wet bar w/taps, wine refrigerator, ice maker, built-in 72" TV, and WB fireplace. Fully fenced backyard is an oasis w/sundeck off kitchen and a custom paver terrace with hot tub! Owner/Agent. [Stratford On the Potomac - $775,000]

2602 Turbridge Ln

Rare waterfront opportunity! Beautiful 5 bed/3.5 bath home conveys with a waterfront parcel on Little Hunting Creek! .64 total acreage. Gleaming hardwoods,updated kitchen & baths,2 car garage. Perfectly sited to capture water views on 3 sides!Unique floor plan includes:Au Pair/In-law suite or home office space.En-suite master w/sitting room. Great commuting to Ft. Belvoir, Pentagon,Old Town, DC [Stratford Landing - $999,000]

For more information or to set up an appointment call Stuart at (703)765-0300.


Stuart Nesbitt

View posts by Stuart Nesbitt
Stuart Nesbitt is a RealtorĀ® licensed in the Commonwealth of Virginia. His office is located in Fairfax County near the City of Alexandria in Belle Haven. He was born and raised in Northern Virginia and attended Fairfax County schools. Call him at any time to discuss your real estate needs.