I met with a first-time buyer over the weekend. She was prequalified by her lender. Prequalifying helped frame her choices. It’s a waste of time and energy to look at homes that are outside of the budget, so prequalification is the first step for any home buyer. Here are the steps that we’ll be taking on the road to home ownership.3D Realty Handshake

  1. Tour properties — We took a top level tour of some of the properties that are in her
    budget. This gives the client something concrete and real to think about so that she can decide whether this home ownership thing is for her or not. In addition to the units we saw, I can think of a number of places that would also fall within this client’s budget and still offer a very reasonable commute to Ft. Belvoir. But I wanted to get her impressions of these places before going on a bit deeper.
  2. Revisiting — We’ll revisit those communities that hold the greatest interest and look at everything available in those communities.  (So far we just did a top level search.)
    • A few more choices — If none of these really feel right, we’ll find a few more to consider and continue with the search.
  3. Make an offer — When we’ve found the property that stirs the soul, fits the budget and feels right, I’ll write up an offer. At that time I’ll collect “earnest money”.
    • The earnest money is evidence that the seller is serious about the purchase and is held in escrow until the sale is completed. We’ll submit a preapproval letter, a copy of the earnest money deposit and the signed offer for the seller to consider.
  4. Negotiations — Sometimes there is a difference between the asking price and the selling price. The selling price is determined by negotiation. We’ll pass drafts of the contract back and forth until the buyer and seller have agreed on all terms.
  5. Loan processing — Julie at Condominium Mortgage will then collect documentation from the client. This documentation will serve the purpose of proving the representations made in the loan application process. The buyer will produce pay stubs, bank statements etc. Julie will also order an appraisal as required by all lenders.
  6. Settlement — Settlement is the word used to describe the actual transfer of ownership. We’ll settle on the property in a timely fashion on an agreed upon date. Settlement will occur at a title company’s office and a settlement agent will ensure that funds are present as is marketable title.
  7. Ownership — Here’s where the fun begins … as does the responsibility of home ownership.

Properties in Fort Hunt

8419 Porter Ln

This beautifu & popular 4/5 bedroom home with updated baths, modernized eat-in kitchen w/new stainless appliances is move-in ready. Family room w/gas fireplace is just off kitchen. 4 roomy bedrooms all on upper level, & den can be guest bedroom on main. HVAC & HWH new in '16, windows replaced. Much storage space in walk-in attic & basement. Easy, lovely commute on GW Pkwy. Close to Stratford Elem. [Stratford - $659,000]

1604 Baltimore Rd

Best price new construction in Ft. hunt area! Total renovation and addition totaling approximately 3,500 sq ft of top quality construction. Features include: stunning open floor plan, high ceilings, 4/5 BR's, 4.5 Baths, luxury master suite, amazing chef's kitchen and two car garage. Patio & large fenced rear yard. Waynewood School area. Can~t be duplicated close to this price! [Hollin Hall Village - $899,000]

8504 Fort Hunt Rd

Former model home and priced $75K less than the last sale which had less sq ft and was more dated. Sought after Riverside Gardens has renovated kitchen and baths, Large lower level suite with at grade entry would be ideal for an in-law or au-pair. Fresh paint and move in ready. Hurry! [Riverside Gardens - $699,900]

912 Arcturus On the Potomac

Subtle luxury ~900 feet from Riverfront! All brick, stately colonial on exclusive & secluded wooded lot. Master Suite w/ Sitting Room & 2 Other En Suites on Upper Level. Hardwoods throughout top 2 levels, extensive Crown Mouldings, Sunroom w/ wall of windows stepping out to patio & deck. Renovated LL. 3 Wd burning Fp's. Den featuring stacked stone accent wall & much more! Unbeatable location! [Arcturus On the Potomac - $1,499,323]

8420 Masters Ct

Cape split level on a quiet cul de sac in sought after Riverside Gardens! Renovated kitchen includes classy gray cabinets, tile backsplash, granite counters and stainless appliances. sun drenched sunroom addition provides perfect eat-in space. Renovated bathrooms with wainscoting, marble and custom touches. New carpet and fresh paint. Tranquil freshly sodded fenced yard is 10+ Better hurry. [Riverside Gardens - $719,900]

1113 Gladstone Pl

It's all done! Windows, siding, flagstone walk, kitchen w/ open floor plan, new appliances & gas cooking, washer/dryer, electrical panel, HWH, refinished hardwood floors, gutters & downspouts...all new! Newly renovated baths-Master w/ Carrara marble, family rm w/ built-ins, sunroom, large deck overlooking flat fenced backyard. Great curb appeal. TREE HOUSE! Waynewood Elementary. Walk to Park! [Collingwood Manor - $679,900]

8124 Holland Rd

Coming soon: A new 3,000 square foot custom home from M&T Home Builders, LLC in the heart of Mount Vernon. Make this airy, open Craftsman style your forever home. Many options available, including third floor and finished basement. Own a home of superior quality in one of the metro area's most sought-after neighborhoods! [Gum Springs - $799,000]

900 Waynewood Blvd

Gorgeous Berkeley-model home in beloved Waynewood, beautifully situated on 0.35-acre corner lot. Bright sunroom overlooking fenced backyard w/ sprinkler system, spacious living & family rms, upgraded kitchen, gleaming hardwoods,1-car garage, insulated attic w/ ample storage, fully finished basement, updated baths! Conveniently located near bike path, elementary school & pool/park/tennis! [Waynewood - $799,000]

8126 Holland Rd

Coming soon: A new 3,455 square foot custom home from M&T Home Builders, LLC in the heart of Mount Vernon. Make this airy, open Craftsman style your forever home. Many options available, including third floor and finished basement. Own a home of superior quality in one of the metro area's most sought-after neighborhoods! [Gum Springs - $849,000]

2209 Sherwood Hall Ln

Awesome 4BR/2.5BR Colonial w/ $100K+ Recent Renovations! Gorgeous chestnut hickory hrdwd flr in LR. Hi-end Travertine & marble flooring! Renov Kit w/ custom cabinetry, marble backsplash, island/brkfast bar, exotic granite, top of the line SS applncs; wall-removed for open concept Kit/Fam Rm! Recessed lighting, new front-load W/D, gas hot water baseboard heat! 2 blocks to library; 4 miles to Metro! [Hollin Brook Park - $619,900]

For more information or to set up an appointment call Stuart at (703)765-0300.


Stuart Nesbitt is a Realtor® licensed in the Commonwealth of Virginia. His office is located in Fairfax County near the City of Alexandria in Belle Haven. He was born and raised in Northern Virginia and attended Fairfax County schools. Call him at any time to discuss your real estate needs.